Payouts

Withdraw your earnings, and track each payout through to settlement.

Where you withdraw what your store has earned. Billing is the opposite direction: what PayNow charges you.

Dashboard → Billing → Payouts. Owner-only: it isn't permission-gated, so no role grants it, not even a fully-privileged Administrator. See Account Payouts vs Store Payouts.

First time here

A new store shows a warning: "You are not eligible to receive payouts, please check your payout onboarding status." Click Setup Payouts in the top right and complete onboarding.

Do this early. Payout onboarding has to be approved before your store can go live, so it gates your launch rather than just your first withdrawal, and approval is not instant.

Get every detail about yourself or your business right first time. Corrections after submission are slow, and each round trip adds to the wait before you can sell at all.

See Setting Up Your Payout Account and Tax Forms.

Withdrawing funds

1. Click Withdraw Funds in the top right.

2. Enter the amount.

3. Submit.

The payout appears on the main Payouts page with a timeline of the stages it moves through, plus details such as IDs, name and amount. Filter by payout type and time range using the controls in the top right of the payouts section.

The step-by-step payout timeline is on the payout's own page — open a row to see it.

Your balance is not your revenue

Three different numbers get confused constantly.

Number	Where	What it is
Sales	Dashboard	What customers paid, gross
Net	Transactions	After tax, gateway fees and platform fees
Balance	Here	Net that has settled and is withdrawable

A sale completed today isn't withdrawable today. It has to settle first, and Settles In on Transactions tells you when. If your balance looks low against your sales figure, work down that table before assuming something is wrong. Tax is usually the largest single difference, and it was never your money.

Practical notes

Start onboarding before you need the money. Approval isn't instant, and the worst time to find a document problem is when you're relying on the payout.

Compare fees before choosing a method. A wire costs around fifteen times an ACH for the same money, and PayPal is USD stores only. The full fee table is in Setting Up Your Payout Account.

Don't use payouts as currency exchange. Take the payout in your local currency where that option exists. The FX rates are unfavourable and PayNow earns nothing from them.